Terms of Service

Last updated: January 2025

Acceptance of Terms

By accessing and using PredIntel™, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by these Terms of Service, please do not use this service.

Description of Service

PredIntel™ is a decision intelligence platform offering predictive analytics and guidance services powered by proprietary algorithms and AI interpretations. All services are intended for informational and guidance purposes only and should not replace professional advice.

Decision Intelligence (DI)

Our flagship service provides focused decision-making guidance for specific life questions. Users submit a single, well-formed question along with their birth details to receive personalized insights including:

  • Clear verdict and recommendation
  • Confidence level assessment
  • Detailed advice and reasoning
  • Optimal timing guidance
  • Decision factor analysis

Career Outcome Intelligence

Our specialized career prediction service provides time-bound predictions for interview outcomes, job transitions, and career decisions:

  • Interview Outcome Predictions: Assessment of interview success probability and timing
  • Job Transition Guidance: Analysis of career move success factors
  • Offer Timing Windows: Expected decision dates and negotiation periods
  • Success Factors: Alignment analysis with role and organization
  • Risk Assessment: Warning signs and red flags to watch for

Hiring Intelligence (Coming Soon - Early Access)

Our upcoming service for HR teams and recruiters provides candidate assessment and timing intelligence:

  • 7-Dimension Assessment: Comprehensive candidate evaluation
  • Role Fit Analysis: Prediction of candidate-role compatibility
  • Retention Risk: Assessment of long-term commitment probability
  • Optimal Timing: Best windows for offers and onboarding
  • Batch Processing: Support for multiple candidate evaluations

🔒 Hiring Intelligence Early Access

Hiring Intelligence is currently in early access development. Contact support@predintel.zohodesk.in to express interest or request access.

Important Disclaimers

⚠️ CRITICAL DISCLAIMER - READ CAREFULLY

THIS SERVICE PROVIDES GUIDANCE FOR INFORMATIONAL PURPOSES ONLY AND MUST NOT BE USED AS A SUBSTITUTE FOR PROFESSIONAL ADVICE.

NO GUARANTEES: All predictions, insights, and guidance are based on proprietary algorithms and AI interpretations. We make NO GUARANTEES, warranties, or representations about the accuracy, reliability, completeness, or timeliness of any predictions or guidance provided.

NOT PROFESSIONAL ADVICE: Our services do NOT constitute professional medical, legal, financial, psychological, career counseling, or any other form of professional advice. You MUST consult qualified licensed professionals for all important life decisions.

DECISION INTELLIGENCE: Provides general life guidance only. Do NOT use this service as the sole basis for any major life decision including but not limited to: medical treatments, legal proceedings, financial investments, business decisions, or relationship commitments.

CAREER OUTCOME: Predictions about interview outcomes, job offers, and career transitions are probabilistic estimates only. Actual outcomes depend on numerous factors beyond our analysis. Do NOT reject job opportunities or make career changes solely based on our predictions.

HIRING INTELLIGENCE: Candidate assessments are supplementary tools only and must NOT be used as the sole criterion for hiring decisions. Employers remain fully responsible for all hiring decisions, legal compliance, and non-discrimination requirements.

USER RESPONSIBILITY: You acknowledge and agree that:

  • You use this service entirely at your own risk
  • You are solely responsible for all decisions you make
  • You will seek professional advice before making important decisions
  • We are NOT liable for any consequences resulting from your use of our services
  • Our guidance is ONE input among many factors you should consider

NO LIABILITY FOR OUTCOMES: We explicitly disclaim all liability for any decisions you make, actions you take, or outcomes that result from using our services, whether favorable or unfavorable.

User Accounts and Services

Account Creation

You must provide accurate information to use our services effectively:

  • For DI: Accurate birth date, time, and location are required for meaningful astrological analysis
  • For OSI: Valid login credentials and beta access authorization are required
  • You are responsible for maintaining the confidentiality of your account credentials

Service-Specific Terms

Decision Intelligence (DI) - One Question Service

  • Each query generates a comprehensive report based on your birth details
  • Questions should be specific, clear, and focused on a single decision
  • Payment is required per question/report generation
  • Reports are generated once and available for download for a limited time
  • Available in multiple pricing tiers with varying levels of detail

Career Outcome Intelligence Service

  • Current Status: Active and available for purchase
  • Service Tiers: Interview Outcome (₹499) and Job Outcome Plus (₹999)
  • Input Requirements: Accurate birth details and interview/job information
  • Delivery Time: 2-10 minutes for report generation
  • Report Access: Lifetime access via My Reports dashboard
  • No Guarantees: Predictions are probabilistic; actual outcomes may vary

Hiring Intelligence Service (Early Access)

  • Current Status: In development; early access available by invitation
  • Target Users: HR teams, recruiters, and hiring managers
  • Features: Candidate assessment, role fit analysis, batch processing
  • Access: Must request access; not publicly available
  • Legal Compliance: Users remain responsible for all hiring law compliance
  • Non-Discrimination: Must not be used as sole hiring criterion; supplementary tool only

Legacy Service Terms

The following terms apply to legacy features that may be referenced but are not currently active:

Subscription Plans (Legacy)

  • Free Plan: 1 profile, 30 messages per month
  • Pro Plan: 3 profiles, 300 messages per month
  • Business Plan: 10 profiles, 1500 messages per month

Message Packs (Legacy)

Additional messages can be purchased as one-time packs. Messages do not expire but reset monthly for subscription plans.

Payment and Billing

Payments are processed securely through Razorpay. All prices are in Indian Rupees (INR) unless otherwise stated.

Service-Specific Billing

  • Decision Intelligence (DI): Per-question billing. Payment required before report generation.
  • Object Search Intelligence (OSI): Two-tier billing - Free fitness assessment, paid judgment phase.
  • Premium PDFs: One-time payments for specialized reports (Birth Charts, Matchmaking).
  • Legacy Subscriptions: Monthly or annual billing for legacy chat-based services (if applicable).

Refund Policy

Refunds are handled on a case-by-case basis with specific terms for each service:

  • DI Reports: Refunds considered within 7 days if technical issues prevented report generation or delivery
  • Career Outcome Reports: Refunds considered within 7 days for technical failures only; not for prediction outcomes
  • Hiring Intelligence: Refund terms to be determined upon service launch
  • Premium PDFs: Generally non-refundable once generated, except for technical delivery failures

Please contact support at support@predintel.zohodesk.in within 7 days of purchase to request a refund.

Acceptable Use

You agree not to:

  • Use any service for illegal or unauthorized purposes
  • Attempt to gain unauthorized access to our systems or other users' accounts
  • Share your account credentials with others
  • Abuse or harass our AI services, support team, or other users
  • Scrape, collect, or systematically download data from our services
  • DI Specific: Submit multiple identical or substantially similar questions to circumvent per-question billing
  • Career Outcome Specific: Provide false information or manipulate inputs to obtain inaccurate predictions
  • Hiring Intelligence Specific: Use assessments to discriminate based on protected characteristics or violate employment laws
  • Provide false or misleading information that could compromise service accuracy
  • Resell, redistribute, or commercialize our services without authorization

⚠️ Legal Compliance Notice

Hiring Intelligence Users: You are solely responsible for ensuring your use of candidate assessment tools complies with all applicable employment laws, including anti-discrimination laws, data protection regulations, and fair hiring practices. Our service is a supplementary tool and must not be used as the sole basis for hiring decisions.

Intellectual Property

All content, features, and functionality of PredIntel™ are owned by Swanky Tools™ and protected by international copyright, trademark, and other intellectual property laws.

Limitation of Liability

MAXIMUM LIABILITY CAP

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL PREDINTEL™, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU FOR ANY:

  • • INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
  • • LOST PROFITS, REVENUES, DATA, OR BUSINESS OPPORTUNITIES
  • • PERSONAL INJURY OR PROPERTY DAMAGE
  • • DECISIONS MADE OR ACTIONS TAKEN BASED ON OUR SERVICES
  • • DAMAGES ARISING FROM YOUR RELIANCE ON PREDICTIONS OR GUIDANCE

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF OUR SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE SIX (6) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO LIABILITY, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

These limitations apply whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, and even if we have been advised of the possibility of such damage.

Termination

We reserve the right to terminate or suspend your account at any time for violations of these Terms of Service or for any other reason at our sole discretion.

Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the service after changes constitutes acceptance of the new terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

Contact Information

For questions about these Terms of Service, please contact:

Email: support@predintel.zohodesk.in
Address: 32, Park Road, Tasker Town, Shivajinagar, Bangalore - 560051, Karnataka, India

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